Get The Credit Attorney Attention You Deserve With Adam Alexander!
Many different debts are covered under the FDCPA – personal, family, household and more. This includes money owed for the purchase of an automobile, for medical care, or for credit cards. I have expert level knowledge and vast experience in to utilize these laws to attack those who overstep their bounds and defend you against those who misuse the courts.
You can stop a collector from contacting you by writing a letter to the collection agency telling them to stop. Once they receive your letter, they may not contact you again except to say there will be no further contact. The agency may notify you if the debt collector or the creditor intends to take some specific action.
A collector may not contact you if, within 30 days after you are first contacted, you send the collection agency a letter stating you do not owe money. However, a collector can renew collection activities if you are sent proof of the debt, such as a copy of a bill for the amount owed.
Our motto: “One Client at a Time” is based on our commitment to individualized legal services that focus on each Madison Heights client’s particular circumstances.
At The Alexander Law Firm, we have the experience and tools needed to prosecute debt collectors and creditors who are harassing you and impacting your credit report. We are a full service consumer protection firm committed to helping clients looking for a Credit Attorney firm.
Credit Help and Legal Advice In The Madison Heights Area
The Fair Debt Collection Act was designed to eliminate abusive and deceptive debt collection practices. There are federal controls on what debt collectors can and cannot do while trying to collect debt from consumers. The FDCPA allows our attorneys to help end unfair communications and in some cases, seek financial assistance.
Mr. Alexander stopped the debt collectors from calling me and got me a nice check. I never sued anyone before, but he made me comfortable and explained everything. He knows is stuff and was professional and courteous through the whole case. Thanks Adam!
Adam responded promptly to my request to stop a 25% garnishment in regards to a credit card judgment by negotiating a fair repayment plan. Adam emailed me promptly and responded to most questions immediately. Adam is recommended and follows up to getting the job done at a reasonable price and
I located Adam on line and it was the best choice I could have made. Sometimes lawyers can get very busy and not keep you informed to what’s going on. Not Adam! He was excellent in keeping me informed step for step. I was being harassed by a company for
Adam is amazing. I was under major pressure from a debt collection and was frantically calling lawyers all over Oakland County for help. Not only was Adam was the first to respond, but he responded with genuine care about my specific scenario. He was familiar with the debt collector and
After being taken advantage of by a certain bank and searching for help for over 6 months, my husband and I found Mr. Alexander. Thank god we did. Mr. Alexander answered all our questions and helped us get a level of satisfaction after being taken advantage of by a certain
I hired Adam to assist me in a Lemon Law suit against a major car company . Adam’s professionalism, hard work and knowledge helped me to resolve this matter quickly and in my favor. Adam was easy to reach, easy to communicate with and most of all, unwilling to take
Harassment by debt collectors in attempts to collect their dues violates federal law and oversteps legal regulations. The following should be noted when dealing with agencies and collectors:
- Numerous daily phone calls without messages and hang-ups.
- Using social media to contact you, your friends, or family members.
- Calls to your employer, colleagues, or direct work line.
Debt collectors may also be guilty of breaking both state and federal law through violations that can include:
- Trying to collect more debt than is owed or trying to extract late fees, penalties, higher interest rates, or other costs on the principal of the amount owed when you have been making on time and regular payments.
- Speaking to third parties without your permission in an effort to locate your whereabouts.
- Failure to send written notice on the amount of debt owed and the creditor to whom it is owed to.
