Adam Alexander May Be Able To Help With All Your Credit Lawyer Needs In Warren!
Personal, family, and household debts are covered under the FDCPA. This includes money owed for the purchase of an automobile, for medical care, or for credit cards. I have expert level knowledge and vast experience in to utilize these laws to attack those who overstep their bounds and defend you against those who misuse the courts.
You can stop a collector from contacting you by writing a letter to the collection agency telling them to stop. Once they receive your letter, they may not contact you again except to say there will be no further contact. The agency may notify you if the debt collector or the creditor intends to take some specific action.
A debt collector must identify himself/herself as a debt collector and must provide you with a statement that he/she is calling to collect a debt Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money.
Our motto: “One Client at a Time” is based on our commitment to individualized legal services that focus on each Warren client’s particular circumstances.
Our firm’s goal is to protect Warren consumers against deceptive, unfair and abusive debt collection and reporting practices. If you feel you have been deceived or treated unfairly, we are here to serve as your Credit Lawyer firm.
Credit Help and Legal Advice In The Warren Area
The Fair Debt Collection Act was designed to eliminate abusive and deceptive debt collection practices. There are federal controls on what debt collectors can and cannot do while trying to collect debt from consumers. The FDCPA allows our attorneys to help end unfair communications and in some cases, seek financial assistance.
Mr. Alexander stopped the debt collectors from calling me and got me a nice check. I never sued anyone before, but he made me comfortable and explained everything. He knows is stuff and was professional and courteous through the whole case. Thanks Adam!
Adam responded promptly to my request to stop a 25% garnishment in regards to a credit card judgment by negotiating a fair repayment plan. Adam emailed me promptly and responded to most questions immediately. Adam is recommended and follows up to getting the job done at a reasonable price and
I located Adam on line and it was the best choice I could have made. Sometimes lawyers can get very busy and not keep you informed to what’s going on. Not Adam! He was excellent in keeping me informed step for step. I was being harassed by a company for
Adam is amazing. I was under major pressure from a debt collection and was frantically calling lawyers all over Oakland County for help. Not only was Adam was the first to respond, but he responded with genuine care about my specific scenario. He was familiar with the debt collector and
After being taken advantage of by a certain bank and searching for help for over 6 months, my husband and I found Mr. Alexander. Thank god we did. Mr. Alexander answered all our questions and helped us get a level of satisfaction after being taken advantage of by a certain
I hired Adam to assist me in a Lemon Law suit against a major car company . Adam’s professionalism, hard work and knowledge helped me to resolve this matter quickly and in my favor. Adam was easy to reach, easy to communicate with and most of all, unwilling to take
Harassment by debt collectors in attempts to collect their dues violates federal law and oversteps legal regulations. The following should be noted when dealing with agencies and collectors:
- Numerous daily phone calls without messages and hang-ups.
- Embarrassing, rude, or misleading comments used to intimidate in conversation.
- Calls to your employer, colleagues, or direct work line.
Debt collectors may also be guilty of breaking both state and federal law through violations that can include:
- Trying to collect more debt than is owed or trying to extract late fees, penalties, higher interest rates, or other costs on the principal of the amount owed when you have been making on time and regular payments.
- Speaking to third parties without your permission in an effort to locate your whereabouts.
- Failure to send written notice on the amount of debt owed and the creditor to whom it is owed to.
